Virtual CFO for growing Sydney businesses.

A CPA-qualified virtual CFO (also called a fractional CFO) on a fixed monthly fee, working remotely with your team and inside your Xero file. Monthly management meeting, rolling cash forecast, budget, and a board pack that refreshes itself every hour. We can also take on the bookkeeping and monthly reconciliations, so the ledger behind the numbers is clean before anyone reads them. From $5,000 a month plus GST, with no lock-in beyond the month.

Numbers you can trust

Live reporting from Xero, reconciled every month

A virtual CFO is only as good as the ledger underneath. We connect to Xero, map your accounts and give you a management pack that refreshes itself every hour.

Includes:

  • P&L, balance sheet and cash by month, against budget and last year

  • Sales by customer, receivables and payables

  • Reconciliation check on every month, so the pack ties to the ledger

  • Bookkeeping and reconciliations taken on if you need them

  • Written commentary on what moved and why

A CFO in your month

Senior finance leadership without the full-time salary

A monthly cycle of review, forecast and decisions, run by video call with you and your team, with someone accountable for the numbers between meetings.

Includes:

  • Scenario models for hiring, pricing and funding decisions

  • Monthly management meeting by video call, with written commentary

  • Rolling 12 month cash flow forecast and annual budget

  • Margin, pricing and unit economics analysis

  • Bank, investor and board reporting when you need it

Let’s talk

Support for the big decisions

For raising capital, adding entities or preparing for a sale

When the business outgrows monthly reporting, the same CFO leads the finance side of the raise, the restructure or the sale.

Includes:

  • Capital raising and debt: financial model, data room and lender management

  • Scoped and priced as a project alongside the retainer

  • Group consolidation and multi-entity reporting

  • Finance team design, systems and process improvement

  • Board attendance, audit and due diligence support

Frequently Asked Questions

  • The board pack connects to Xero. If you run MYOB, QuickBooks or a legacy ERP, we scope a move to Xero as a separate project first. We have led that migration before, including a custom inventory module for a multi-entity importer.

  • Usually two to three weeks from the discovery call to your first pack: connect Xero, map the chart of accounts, load the budget and reconcile the opening balances. If the ledger needs cleaning up first, we tell you before we start, not after.

  • No, but you can. The pack sits on top of your existing bookkeeping, and your year-end accountant signs off the same numbers the board saw during the year. If you would rather have one team, we can take on the bookkeeping and monthly reconciliations as well.

  • No. Each plan is a fixed monthly fee agreed up front and invoiced monthly, with no hourly billing. You can stop at the end of any month, and the board pack and its data stay yours.

  • A one-page summary, the P&L and balance sheet by month against budget and last year, cash and working capital, sales by customer, and a short written commentary on what changed and what decision is needed. The live demo shows the exact layout.

  • Benedict runs every engagement personally. The mapping, the reconciliation, the analysis and the monthly review are done by the CFO you meet on the discovery call, not handed to a junior. Bookkeeping stays with your bookkeeper unless you ask us to take it on.

See your own numbers live.

A 30 minute call, no pitch deck. We will show you a live board pack running on real Xero data and tell you what it would take to run one for your business.

We reply within one business day.